google rating and review

Payment Gateway Software Development Services

Custom payment gateway software built around your business needs.

MYER

Developed and maintained scalable Warehouse Resource Management software.

Anglicare

Mobile app with ARCHIBUS integration kiosk stand software development.

Visuals2Go

Cross-platform mobile & tablet app for disabled people.

NobleOak

A complex financial model with end-to-end and AI customised user journey.

SydneyWater

Custom software integration between SAP ERP and InEight (project controls software).

Hillsong

Mobile donations form with payment gateway integration.

Metro Finance

Designed and developed a web application to manage & streamline shifts.

Site360

SaaS platform – Geofenced visitor management & fully customisable workflow forms.

Acorn Rentals

Custom accident replacement vehicle system that automates the entire rental process.

TaxToday

Streamlining instant refunds with highly secure cloud native application.

Designpluz Google Reviews with 110+ 5-star ratings

Simplify Online Payments with Custom-Built Gateway Solutions

Businesses with complex payment operations need infrastructure that can adapt to their transaction workflows, markets and systems. Custom payment gateway software provides this by allowing businesses to define how transactions are processed, routed and integrated with their wider ecosystem. Designpluz delivers custom payment gateway software development with multi-currency processing, merchant management and API-driven integrations, helping businesses manage transactions more efficiently while maintaining greater control over their payment operations.

Designpluz Google Reviews with 110+ 5-star ratings

Our commitment to client satisfaction is evident through our genuine 5-star
google reviews

payment-gateway-software-development-services

Our Numbers Tell Our Story

We Design and Develop High-calibre Software.

110
+
110+ Five-star Google reviews showcasing our commitment to excellence.
45
+
Over 45 In-house technology experts driving innovation and quality.
50,000
+
50,000 Australians use our software every day to streamline their work.
1,000
+
Over 1000 Successful projects delivered with precision and expertise.
100
%
100% Fully Australian-owned family business with over 18 years of proven reliability.
40
+
Over $40 Million Processed annually through our software, empowering businesses.

Our Payment Gateway Software Development Services

Custom Payment Gateway Development

Custom Payment Gateway Development

Standard gateways may not support the specific payment methods, workflows, or business rules your operations require. Designpluz's payment gateway development approach shapes the software around these requirements, allowing your processes to define the solution rather than adapting to a standard platform.

Online Payment Processing

Online Payment Processing

An online payment gateway needs reliable transaction flows from initiation to completion to support reliable payment processing. Designpluz structures these flows to manage authorisation, status updates, failed payments and refunds, helping businesses process payments consistently across their digital platforms.

marketplace payment gateway

Marketplace Payment Gateway

Marketplaces need specialised payment infrastructure to collect customer payments and manage transactions across multiple sellers. To accommodate large payment volumes, we develop marketplace payment gateways that handle merchant onboarding, payment routing, and transaction management, helping platforms coordinate payments across their multi-vendor operations.

payment gateway migration

Payment Gateway Migration

As your business expands, adds payment methods or handles higher transaction volumes, your existing gateway may no longer meet your needs. At that point, we help you migrate to a more suitable gateway using APIs and integration tools, transitioning payment workflows with minimal disruption.

 API Development

API Development & Integration

API development connects your payment gateway with the websites, mobile apps and enterprise systems that support your operations. To achieve this, we use REST APIs and SDKs, establish reliable connections with existing platforms and third-party providers, and structure the integrations around your technology environment.

Mobile Payment Gateway

Mobile Payment Gateway

Mobile applications require payment functionality that fits naturally within the app experience. Designpluz integrates payment gateway capabilities directly into mobile applications, enabling secure payment flows and multiple payment methods.

Digital Wallet Development

Digital Wallet Development

Businesses need digital wallets when they want to offer customers the convenience of storing payment details and using them for quicker transactions. To support this experience, Designpluz develops custom wallet solutions for web and mobile platforms, incorporating secure authentication, tokenised payment information, balance management and payment functionality to support convenient digital transactions.

Payment Gateway Features We Develop

merchant dashboard

Merchant Dashboard

A payment reporting dashboard gives businesses a clear view of transactions, refunds, settlements and account activity. Designpluz connects the dashboard with the payment gateway backend and database using React.js, Node.js and REST APIs, providing secure access to up-to-date payment information.

risk management

Fraud Detection & Risk Management

Fraud detection functionality monitors transaction activity, identifies unusual payment patterns and flags potentially risky transactions. Our team structures these controls into a clear risk management workflow, helping businesses review suspicious activity and take appropriate action before potential fraud creates greater financial exposure.

 Reporting & Analytics

Reporting & Analytics

Payment reporting organises transaction data into metrics such as transaction volumes, success rates, refunds and failures. Our experts structure this information into reporting and analytics capabilities, helping businesses monitor payment performance, identify trends and make informed decisions about their payment operations.

transaction management

Transaction Management

A transaction management system provides controls for searching, filtering and viewing transactions, processing refunds, handling cancellations and tracking payment status. We organise these controls into a clear workflow, helping merchants locate transactions quickly, take required actions and maintain accurate payment records.

 payment security features

Payment Security Features

Encryption, tokenisation and secure authentication help protect sensitive payment information throughout each transaction. Designpluz incorporates these security features into the gateway to safeguard payment data, strengthen transaction protection and support secure payment processing.

The core technologies powering our
software solutions.

Our team has extensive development experience in modern mobile app technologies.

Web Applications

HTML
CSS
Javascript
Angular
React

Mobile Apps

React Native
iOS
Android

UI/UX

Figma
XD
Microsoft .NET
C#
REST API
Microservices
Docker
Python
PHP
Django
SQL Server
Power BI
Azure Data Lake
MySQL
PostgreSQL
Blob Storage
Amazon S3
Amazon SES
SendGrid
ClickSend
Firebase
Azure
AWS
Google Cloud
DevOps
Power Platform

Why Choose Designpluz?

Experienced Fintech Development Team

Experienced Fintech Development Team

As a fintech software development company, our experts combine software engineering expertise with an understanding of transaction workflows to develop payment gateway software around your business requirements. This tailored approach helps address complex payment and integration needs.

transaction processing systems

Scalable Transaction Processing Systems

Handling high transaction volumes requires strong architectural expertise to maintain system performance and reliability. Designpluz applies scalable architecture principles and modern cloud technologies to build robust processing systems that support demanding transaction workloads and long-term business growth.

secure payment architecture

Secure Payment Architecture

Payment infrastructure handles sensitive transaction data, making security fundamental to its design. We understand the importance of secure payment architecture and incorporate secure data handling, protected integrations and appropriate access controls into the solution.

payment technology expertise

End-to-End Payment Technology Expertise

Payment gateway development involves multiple technologies and stages that require specialised expertise throughout the project. Designpluz brings experienced professionals across payment technology, software development and integrations to support the complete development lifecycle, from planning and development through to deployment.

Our Development Process

Step 1

Requirement Analysis

We begin by understanding your payment requirements, business workflows, target users, payment methods and integration needs. This requirement analysis helps us define the gateway’s scope and establish the foundation for its architecture.

Step 2

Payment Architecture Design

The defined requirements are translated into the payment gateway’s architecture, covering transaction flows, system components, provider/acquirer integrations and security considerations. This establishes the technical structure that guides development.

Step 3

Payment Interface & Dashboard Development

With the payment architecture defined, we develop the gateway interface and merchant dashboard, implementing transaction views, payment actions, refund management and status tracking based on the approved workflows. The completed functionality then moves into testing and validation.

Step 4

Testing & Security Validation

The developed gateway is tested across its key payment workflows, integration testing, transaction-flow testing, security testing and failure/edge-case testing. Security validations are also performed to assess data protection and transaction handling before deployment.

Step 5

Deployment & Integration

Once the gateway has passed testing, it is deployed and connected with the required business systems, payment providers and platforms. The integrated environment is then checked to ensure the gateway operates correctly within the wider ecosystem.

Step 6

Maintenance & Support

Following deployment, we provide ongoing support to address issues, maintain integrations and implement required updates. The gateway can also be updated as your payment requirements, integrations, and business operations evolve.

Frequently Asked Questions

A custom payment gateway securely connects customers, merchants and payment providers to process online transactions. It manages the payment request, authorisation, transaction status and related workflows before communicating the result back to the relevant platform.

Developing a custom payment gateway in Australia generally costs between AUD $60,000 and AUD $400,000+ depending on features and complexity, whereas integrating an existing engine typically costs between AUD $5,000 and AUD $15,000 in development labour.

A custom payment gateway can take approximately 6-18 months to build. The timeline depends on the project scope, transaction volumes, acquirer integrations and compliance requirements. At Designpluz, we identify these requirements early to establish a realistic development timeline.
Key timeline considerations include the following:

  • Overall development: Approximately 6-18 months, depending on the gateway’s complexity and scope.
  • PCI DSS assessment: Around 3-6 months, depending on the compliance requirements and assessment process.
  • Acquirer certification: Approximately 3-9 months, depending on the acquirer and certification requirements.
  • Fraud model training: Ongoing, as fraud models may require production transaction data to improve their accuracy.

Yes. Payment gateways can be integrated with existing websites, mobile applications, marketplaces, SaaS platforms and enterprise systems. Designpluz uses APIs and other integration methods to connect the gateway with your existing technology environment.

Yes. A payment gateway can be designed to support multiple currencies and payment markets. This can include handling different currencies during transaction processing and supporting the payment and settlement requirements of different regions.

As a payment gateway software development company, Designpluz develops custom payment gateway solutions for different business models and payment environments. These can include online payment gateways, mobile payment gateways, marketplace payment gateways and solutions supporting digital wallets, multi-currency payments and high-volume transactions.